How To Save Money

Saving money can be extremely difficult, however below are over 100+ ways that you can save money in 2019 and still live a happy life!

Saving little amounts on bills and shopping and other expenses from time to time can help you gain that little bit extra at the end of each year. Whether you are from the USA, Ireland, UK, India, UAE or China, there are numerous ways in which you can save money. Below are a variety of ways that you can save your cash and help you spend it on the thinks you love.

If you manage to save money, make sure you put your money into credit union or bank account.


Table of Contents

How To Save Money At Home

  1. Cook Dinners at home and eat out less
  2. Turn off cooking appliances such as electric ovens at the plug when they are not being used.
  3. Turn off your TV at the plug then not being usedhow to save money
  4. Turn off radios at the plug if no one is listening
  5. Turn off the immersion when you have enough water
  6. Only boil enough water as you need from your kettle
  7. Turn off heating appliances if you are leaving the house or gone out for the day
  8. Recycle your waste
  9. Have your own compost bin for food waste
  10. Do DIY on things you can fix rather than getting a professional (Only where necessary)
  11. Grow your own fruit and vegetables
  12. Use your washing machine only when you have a full load.
  13. Install low flow showerheads and toilet cisterns
  14. Don’t use an electric shower
  15. Install solar panels or generate energy with a windmill
  16. Use only energy efficient appliances
  17. Insulate your home to reduce heat loss
  18. Insulate your water heater so heat doesn’t escape
  19. Bleed radiators so that they are efficient
  20. Use solar chargers for charging smartphones, tablets and laptops
  21. Cut your own lawns and hedges and do your own gardening



How To Save On Bills

Bills come in on a regular basis. Some include energy bills, heating bills, taxes, car insurance, home insurance, contents insurance and many more. Here are some ways that you can save money on your phone bills.




How Changing Lifestyle Habits Can Help Improve Your Wealth

There are some habits that we all have that costs us money. Some can be changed while others we can adjust to curb our spending.

  1. Go on a healthy diet that reduces your consumption of food
  2. Save Money by quitting Smoking
  3. Plan your meals to avoid food waste

If you are a student you might want to look at our post on: How to save money as a student



How To Save Money On Motoring Expenses

Having a car or motorcycle will cost you money on a weekly and monthly basis. Here are some tips to save cash on your motoring expenses.

  1. Walk rather than taking the car or public transport
  2. Cycle rather than taking the car or public transport
  3. Drive a hybrid car
  4. Shop around for motor insurance
  5. Plan your journeys
  6. Carpool to work or social events
  7. Eco drive your car
  8. Price different mechanics and garages for the best price for servicing your vehicle
  9. Wash your car yourself
  10. Fill up with gas when fuel prices are low
  11. Keep tires inflated to optimal level for best efficiency
  12. Use air con only when you need it
  13. Only have your window rolled down when stationary
  14. Only fit a spoiler on your car if you are racing. Spoilers reduce efficiency in day to day use.
  15. Shop around and look online for prices for new tires.

Check out this post on How to get the best fuel economy from your car



Save Money On Insurance

Insurance can be costly, no matter if it is home insurance, car insurance or life cover, try these tips to reduce your spend:

  1. Shop around and compare insurance quotations
  2. Bundle your insurance policies to help you save money
  3. Switch insurance companies each year to save money
  4. Watch out for join now deals from insurance companies, they can save you cash.
  5. Ensure you get the right cover from your insurance or it may cost you more in the event of an accident



How To Save Money On Shopping

We all have to do shopping from time to time. Here are some ways that you can easily save your cash when shopping;

  1. Use coupons for items that you buy
  2. Use Mr.Rebates for cashback on shopping and to find coupons
  3. Buy items that are on sale
  4. Buy holiday decorations and gifts after the holiday is over
  5. Use a list when shopping
  6. Buy only what you need for your meals for the week ahead
  7. Check the best before dates of your food products before you purchase to save on food waste.
  8. Shop online for clothes to save a trip to your local clothing store
  9. Become a member of your local library instead of buying books
  10. Rent DVD’s instead of buying them
  11. Hire machinery and tools instead of buying
  12. Shop for items at discount stores
  13. Shop at cheap grocery stores like LIDL and ALDI
  14. Download smartphone apps that offer free coupons
  15. Buy groceries on offer in bulk if they have a long best before date.
  16. Reduce your dependence on buying water. Get a reusable container.
  17. Stock up on non-perishable items when they are on sale
  18. Shop for second hand items such as video games
  19. Download music and games online when there are discounts and sales
  20. Borrow items of friends rather than buying
  21. Buy gifts while on sale and save them for when they are due
  22. Find alternative branded items for sale on eBay
  23. Buy generic brands rather than high street brands
  24. Do not go browsing in shops if you do not need something urgently – This reduces temptation to buy something

For a more in depth advice of saving money shopping for groceries, see our posy on How to save money on groceries.


If you want more information on using vouchers and deals websites, see here.



How To Start Saving Money On Technology

Technology costs money. Here are ways that you can easily save money on your tech.

  1. Use Google Docs and Google Sheets instead of buying Microsoft Word or Microsoft Excel software packages
  2. Swap software with friends rather than buying it
  3. Get internet security license for a number of devices rather than one license
  4. What to do when your Samsung Galaxy Tab 3 will not turn on
  5. Use solar powered chargers to save you money
  6. Buy refurbished electronics at lower price than brand new items.
  7. Find news online rather than buying a newspaper
  8. Get a bundle for phone, mobile, television and internet
  9. Consider using Netflix or Hulu rather than paying a TV subscription



How To Save Money On Credit Cards

  1. Switch credit cards to those that offer lower interest rates
  2. Get a credit card that has a good rewards program
  3. Use a prepaid credit card
  4. Pay off credit card debt to avoid penalties
  5. Cancel your credit card if you are no longer using, to avoid fees



10 Best Ways To Save Money On Holidays

  1. Use AirBnB to find cheap accommodation
  2. Stay in holiday apartments rather than hotels
  3. Book flights months in advance of travel for best prices
  4. Use discount travel sites for package holidays
  5. Try last minute package holiday deals
  6. Travel to less expensive locations
  7. Buy foreign currency to your travel location when exchange rates are favorable.
  8. Buy currency rates at banks that have low to no commission rates or fees.
  9. Research where to eat at your travel destination to plan your meals.
  10. Buy holiday wear at the end of season sales



How To Grow Your Savings

  1. Switch bank accounts to get the best interest rates for your savings
  2. Download a budgeting sheet to keep track of your spend each week/month
  3. Aim to put a certain amount of cash into your savings account each month
  4. Switch mortgage providers or refinance your mortgage to help save on repayments
  5. Consolidate your loans into one.
  6. Do your tax returns each year to see if you are owed a tax rebate
  7. Do your own taxes online rather than paying someone to do it for you


Latest articles on how to save money:

    Insufficient Funds But I Have Money

    Trying to buy something or looking to withdraw cash from a bank machine but you get a message saying insufficient funds?  In this post we show you what it means if your get an "insufficient funds" message even if you have funds on your card.

    Insufficient Funds But I Have Money

    What Does Insufficient Funds Mean?

    Insufficient funds is a term that is used to describe when an individual or company has not provided enough money to cover their expenses. It can also be used when an individual or company does not have enough cash on hand to cover their bills. his can happen when a person has spent more money than they had available in their account and now needs to work out how they are going to get some more. It can also happen when someone is trying to spend more money than they have in their account, and this is not allowed by the bank or credit card company.

    The term insufficient funds can also be used in the context of a bank account, where the account holder does not have enough money in the account to cover a transaction. This might happen when someone takes out money from their account, but there are insufficient funds remaining in the account to cover additional transactions

    Insufficient funds are usually flagged up by an individual’s bank or financial institution, and this will usually result in them being refused service.


    What Does Insufficient Mean?

    Insufficient means not enough. It is the opposite of sufficient. In other words, insufficient means not enough. It is the opposite of sufficient.

    The word insufficient can be used in many different contexts. For example, if someone does not have enough money, they could be described as insufficiently wealthy. If a person does not have enough food, they could be described as insufficiently nourished.


    Card Says Insufficient Funds But I Have Enough Money

    This is a common problem that many people face. Someone may have mistakenly put too much money on their credit card and the bank may have blocked the card because they think there is not enough money in your account.

    The first thing you should do is to contact your bank and let them know that you want to unblock the card. If that doesn't work, you can contact your credit card company and ask them to unblock the card.


    ATM Says Insufficient Funds But I Have Enough Money On My Card

    You get a notice: Insufficient Funds but I have money in my account. This is a common issue that many people have to face. Usually, the bank has not credited your account with the amount of money you withdrew from an ATM. This can happen for various reasons which are usually beyond your control.

    Insufficient Funds at ATM

    However, in case you think that there is an issue with the bank's system, it is best to contact them and report the problem.


    Drawn Against Insufficient Funds Meaning

    The term "drawn against insufficient funds" is a legal term that means that the person who signed the contract has not provided enough money to cover the cost of the contract.

    This can happen when someone signs a contract and then does not have enough money to pay for it. It can also happen when someone borrows money from a bank or other financial institution and then spends it on something else before they repay their debt.


    Can A Returned Check Be Deposited again?

    A returned check is a check that has been deposited by the bank but not honored by the account holder. The bank will return the check to the person who deposited it, and they will have to pay a fee for this service.

    You can deposit a returned check again. However, there are some restrictions on how many times you can do this before your account is closed.

    A returned check is a check that has been deposited by the bank but has been returned to the customer because of insufficient funds. A returned check can be deposited again if it is not a duplicate deposit. If it is a duplicate deposit, then the bank will return it again.

    Find out what K means in number terms


    Coinbase Says Insufficient Funds But I Have Money

    Coinbase is a popular cryptocurrency exchange that allows people to buy and sell cryptocurrencies. It is also a wallet service that lets people store their cryptocurrencies.

    Recently, Coinbase has been experiencing some technical difficulties with its payment processing system. This has led to many customers being unable to withdraw their funds from the platform.

    The company has been working on fixing the issue and it says that it will be resolved soon.


    Why You Should Pay Off Your Debt

    Debt is a major problem in the United States. It is estimated that over 40 million Americans are currently struggling with debt. The average American has $15,000 in debt and it is not uncommon for people to have more than $100,000 in debt.

    The first step to getting out of debt is to create a budget and stick to it. This will help you see where your money goes and how much you can afford to put towards your debts each month. You should also make sure that you are paying off the highest interest rate debts first because they will cost you more money in the long run if they are not paid off quickly.

    Check out how many pennies in a roll


    Planning Your Debt Repayment Strategy

    The first step in planning your debt repayment strategy is to calculate your debts. You can use a debt repayment calculator to do this.

    A debt repayment calculator will help you figure out how much you need to pay each month in order to repay your debts within a certain time frame. It will also show you how much interest you will have paid by the end of that time frame, and what the total cost of your debts will be.

    You can use a personal debts calculator if you want to know how much money you owe on different types of loans, such as credit cards, student loans, or mortgages.

    You can consider a debt consolidation loan as a way to better manage your debt burden.


    Student Loans & Credit Cards - How to Tackle Them the Right Way

    Student loans are a huge burden for many people. They can be difficult to pay off and they can take years to do so. However, there are ways to make the process easier and faster.

    The first step is to create a student loans checklist. This will help you keep track of all your student loan information and make sure that you don't miss anything important. The second step is to use a credit card payoff timeline calculator. This will help you figure out how long it will take for you to pay off your credit card debt if you only make the minimum payments each month.

    Read more

    100 Envelope Challenge

    Are you looking for a way to save up to $5,050? You can do this with the 100 envelop challenge. You may have seen the 100 envelop challenge trending on social media channels but you are not sure what it is.

    In 100 days from now, you could be $5,050 richer! This could help you pay off debt, buy a car or go on a vacation.

    In this post we explain everything you need to know about the 100 envelop challenge.


    What is the 100 Envelope Challenge?

    You may have heard of the 100 envelope challenge, but may not be sure what it is. Basically it is is a money saving challenge. To start the 100 envelop challenge you need 100 envelops which you write a number from 1-100 on each envelope. The envelopes are placed them into a box or basket.

    100 envelope challenge money saving hack

    Each day you must draw an envelope and whatever number you draw, you must place that amount of money inside. The challenge continues for 100 days until the envelopes are filled.

    The challenge works like this:

    • On day one you may draw the number 42 you would put $42 into that envelope and seal it.
    • On day two you may pick out an envelope with the number 8, then you must place $8 into that envelope and seal it.
    • This process continues for 100 days.

    After 100 days of continuously doing this challenge, you will have saved, $5,050


    What is the 100 Day Money Challenge?

    The 100 Day Money Challenge is a way to help people learn how to save money and live a more financially responsible life. Some refer to the 100 day money challenge as the envelop challenge in which people save €5050. For others they distinguish the 100 Day Money Challenge differently where participants are asked to save $100 each day for 100 days.

    At the end of the 100 day challenge, they will have saved a total of $10,000. This challenge is designed to help people learn about budgeting, investing, and other financial concepts.

    See also the best quotes on saving money


    How to save $5,000 in 6 months with envelopes?

    You can save over $5000 in 6 months with a 100 Envelop challenge which you would do every 2 days, therefore it would take you 200 days rather than 100 days.

    There are other ways to save $5000 in 6 months including:

    1. Start with your biggest expenses. Try to identify your biggest expenses and figure out where you could cut back. For example, if you spend a lot of money on groceries, try cutting back on the number of times you go to the grocery store each month.

    2. Use envelopes as a budgeting tool. When you start tracking your expenses, use envelopes to keep track of your spending. This way, you can see where you are spending more money and where you can cut back.

    3. Use coupons and discounts. Coupons and discounts can help you save money on purchases from every day groceries and more.


    How to Save $5,000 in 3 months?

    The 100 Envelope Challenge is a popular budgeting challenge that requires participants to save a certain amount of money each day for three months. While the challenge is simple to follow, it can be difficult to stick to. 

    By putting amounts of money from 1-100 in 100 envelops will lead to you saving over $5,000 in 100 days, (little over 3 months)

    Make sure to track your spending and stay disciplined, and you can save $5,000 in just three months!

    See also the best cashback websites


    What You Need To Do The 100 Envelope Challenge

    There are a few things you need to do in order to take on the challenge: first, you need to gather your supplies.

    You will need:

    1. 100 envelopes
    2. a pen or pencil to write on the envelopes
    3. decide on your design. You can create a design using any medium you like, such as ink, paint, or pencil sketches. Once you have your design completed
    4. a basket, bucket, box or bin to place your envelopes.

    What you need for the 100 envelop challenge


    How To Get Started Saving $5,000 in 100 Days

    The 100 Envelope Challenge is a great way to get started saving money. This challenge asks you to save $5,000+ in 100 days. If you can accomplish this goal, you will have saved yourself a lot of money. There are many ways to save money, and the 100 Envelope Challenge is just one way to do it.

    You can also try saving money by making a budget, using coupons, and more. The 100 Envelope Challenge is a great way to get started saving money, and it is easy to follow. If you can accomplish this challenge, you will have saved yourself a lot of money.


    Different Ways To Do the 100 Day Money Challenge

    There are many different ways to do the 100 day money challenge. Some people choose to save their money every day, others choose to spend their money on things they would normally spend money on, but only spend 100 dollars on them.

    There are also people who choose to do the challenge in 50 day increments, and others who do it in 100 day increments. Whatever way you choose to do the challenge, make sure you are tracking your progress and staying motivated.


    Use Digital Envelopes

    Rather than spending money on digital envelops there are more environmentally friendly options available online. Pinterest has a selection of digital 100 envelope challenge templates that can be printed from your home.


    Why the 100 Envelope Challenge Works

    The 100 envelope challenge works because it makes people accountable each day to continue the challenge. By physically pulling out an envelope each day the challenge is at the top of your mind each day.

    It is like using an app each day, you are required to get into a habit. By recording your progress daily you will be motivated to continue your progress each day.


    How Much Money Do You Get from the 100 Envelope Challenge?

    The 100 Envelope Challenge is a fun way to save money. Participants have 100 envelopes and are required to save increments of 1-100 each day.

    When the challenge is complete participants will end up with $5,050.

    See what $5,050 is in figures


    How do I do the 100 envelope challenge?

    Below are 8 steps to starting and completing the 100 envelop challenge:


    1. Get 100 envelopes

    The 100 Envelope Challenge is a challenge that asks you to create a project that uses 100 envelopes. This can be anything from a simple card to a more complex project. The goal of the challenge is to use the envelopes in creative and innovative ways. There are many ways to complete the challenge, and there is no wrong way to do it. The only limit is your imagination.


    2. Number each with a dollar amount from 1 to 100

    The 100 Envelope Challenge is a way to spend 100 days doing something you love. Whether it's writing, painting, cooking, or simply spending time with loved ones, the challenge is to do something every day. The goal is to spend a total of $100 by the end of the year.

    There are many ways to approach this challenge. You can number each day with a dollar amount from 1 to 100, or you can simply focus on completing the challenge. Whichever way you choose, the goal is to have fun and spend time doing what you love.


    3. Put the empty envelopes in a box

    You must place all the envelopes in your box after you have clearly numbered them.


    4. Each day, pick one envelope at random

    Each day, pick one envelope at random from the pile. Place the required amount of money inside that envelope. 


    5. Put the labeled dollar amount in the envelope

    The 100 envelope challenge is a popular way to save money. The challenge is to put a labeled dollar amount in each envelope. You can do this with cash. Once you have completed the challenge, you can see how much money you have saved.


    6. Set the filled envelope aside

    Set your envelop aside, perhaps in a safe for safe keeping.


    7. Track your progress

    Make a note every day of how much you put into the envelop, this will help you keep track of how much you have saved.


    8. Continue each day

    Do not miss a single day of doing the challenge to ensure you reach your savings goal.


    Do the 100 envelope challenge math

    The 100 Envelope Challenge Math is a bit trickier than it seems at first. You need to be careful with the math in order to complete the challenge. Some tips to help with the math:

    -Start by making a list of all the items you will need in order to complete the challenge. This will help you keep track of what you need and make sure you have everything before starting.

    -Once you have your list, start by calculating the total amount of money you will need. This includes all the money you will be spending on envelopes, as well as any taxes or shipping fees.

    -Next, figure out how many envelopes you will need. This will depend on how much


    Other ways to use the 100 envelope challenge formula

    There are many ways to use the 100 envelope challenge formula besides just sending out 100 envelopes. You could also use the challenge to create a marketing campaign, create a survey, or create a focus group. You could also use it to measure customer satisfaction or employee productivity. The possibilities are endless!


    Can I use the 100 envelope challenge to save $10,000?

    The 100 envelope challenge is a great way to save money. You can use it to save money on your groceries, your gas, your bills, and more. The challenge is simple: you need to save 100 envelopes filled with different amounts of money. The amount of money in each envelope is up to you. You can save as much or as little money as you want.


    Is the 100 envelope challenge worth it?

    If you are looking to save money the 100 Envelope Challenge is the perfect way to do it. While the challenge may seem daunting at first, it's actually easier than you think. 

    It is a simple money management technique that will help you save money and allow you to cut out unnecessary purchases. If you have a track record of not meeting your savings targets, this challenge will help you start a savings habit.


    Pros and cons of the 100 envelope challenge

    There are pros and cons with the 100 envelope challenge which we will address below.


    There are several pros to the challenge including:

    • Helps you save money
    • A method of putting money aside for important purchases or as a rainy day fund
    • Helps teach money management skills
    • Creates a habit of saving money



    The cons of the 100 envelope challenge includes:

    • Takes time to set up
    • Not environmentally friendly if using real envelops
    • A lot of money stored in your home can be risky


    The 100 Envelope Challenge is a great way to improve your money saving skills and provide you with a sum of cash that you can set aside for a rainy day, a holiday or a special purchase that you want to make in the future.

    Read more

    80 Best Saving Money Quotes

    Are you looking to save money but need some motivation? In this post we show you some of the best quotes on saving money and saving money mottos by famous figures throughout history.

    Best saving money quotes

    Whatever reason you want save cash, whether it is to achieve financial freedom, save money for a holiday, a new car, or just new tech, we have quotes by famous individuals that offer real motivation to save some funds.

    To save money all you need to do is motivate yourself from spending, rather these inspiring motivational quotes will help you stay on track with your finances.

    Saving Money Quotes

    Have you ever asked yourself what is a good saving money quotes? Here are some of the best motivational quotes on saving money.

    I know the pain of having nothing. It is not pretty and it never leaves you, even if years later you can laugh again and be glad and think: "How glad I am that this has passed." – Erma Bombeck

    The little secret about money is that we don't know what to do with it unless we keep saving it. - Mary E. Tomer

    Check out the best sunflower quotes

    A penny saved is a penny earned. – Benjamin Franklin

    saving money quote a penny saved is a penny earned

    If I have enough money to eat I'm saving as much as possible. - Tugba Ozcan

    He who wants money, little or much, should sail on the sea of life with a stout heart and a strong hand. - Richard Henry Dana

    Money is not the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale. – Zig Ziglar

    It is well to remember that the entire universe, with one trifling exception, is composed of others. - John Andrew Holmes

    When you are young, work to learn, not to earn. - Anne Cavanaugh

    Money is like manure; if you spread it around it does a lot of good but if you pile it up in one place it stinks like hell! - Will Rogers

    Your money or your life.-- Simple enough. - James P. Nichol

     If you want to be rich, you must save money. – Jim Rohn

    Money is like an arm or leg--use it or lose it. - Roger Babson

    Money quote

    When I was young I used to think that money was the most important thing in life; now that I am old, I know it is. - Oscar Wilde

    Tis more blessed to give than to receive. - Acts xx. 35; John xiii. 35

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    Remember that credit is money. - Benjamin Franklin

    Money often costs too much. - Ralph Waldo Emerson

    Price is what you pay; Value is what you get. - Warren Buffett

    Man does not live by bread alone. - Deuteronomy Ch. 8, Verse 3

    Remember that credit is money. - Benjamin Franklin

    Check out these leadership quotes

    The rich rule over the poor, and the borrower is slave to the lender. - Proverbs 22:7

    I don't like money, actually, but it quiets my nerves. - Joe Louis

    Work like you don't need the money; love like you've never been hurt; dance like nobody's watching. - Satchel Paige

    When one door of happiness closes, another opens; but often we look so long at the closed door that we do not see the one which has been opened for us. - Helen Keller

    Learn how to save money on groceries

    Money is like an arm or leg; use it or lose it. – Roger Babson

    A dollar picked up in the road is more satisfaction to you than a hundred earned by hard work. - Kin Hubbard

    If you can count your money, you don't have a billion dollars. - J. Paul Getty

    People say that money is not the key to happiness, but I always figured if you have enough money, you can have a key made. - Joan Rivers

    Dire poverty brought me here; dire pain was leading me away. - Oscar Wilde

    The rich man is wise enough to give his health to gain wealth. - Martial

    Money may buy everything, but not love. - George Sand

    Inspiring Money Saving quotes

    Money can't buy happiness, but neither can poverty. - Leo Rosten

    Money cant buy happiness but neither will poverty

    If you want your dreams to come true, don't sleep. - Yiddish Proverb

    Money can't buy happiness; it can, however, rent it. - Author Unknown

    Money is only a tool. It will take you wherever you wish if you have enough of it. - Ayn Rand

    What is money but the representation of labor? - Samuel Butler

    We may be down, but we're not out. - Proverb

    The only thing money gives is the freedom of not worrying about money. - Andy Rooney

    Money is better than poverty, if only for financial reasons. - Woody Allen

    Wealth is like seaweed; although its strands are separate at first, they soon become entangled and finally inseparable. - Chinese Proverb

    Women are meant to be loved, not to be understood. - Oscar Wilde

    If you can count your money, you don't have a billion dollars. - J. Paul Getty

    You cannot save money for yourself and spend it on your neighbors too. - Milton Friedman

    The best things in life are free. - Author Unknown

    Best Saving Money Mottos

    Here are some of the best saving money mottos and quotations by popular individuals.

    Money is the root of all evil. - 1 Timothy 6:10

    When thrift begins to cost too much, it's time to get rich. - Arnold Glasgow

    He who has a why to live can bear almost any how. - Friedrich Nietzsche

    Money and success don't change people; they merely amplify what is already there. - Will Smith

    My experience of life is that happiness is directly proportionate to how good you are to other people. - Rodney Dangerfield

    The only thing money gives us is the freedom of not worrying about the things we can buy. - Author Unknown

    The best things in life aren't things. - Author Unknown

    I'm saving up for a very long journey - to the land of no sorrow, the kingdom of everlasting joy. - Bertha Vuyk Passes

    Rich people have small televisions, and poor people have small refrigerators. - Robert Orben

    inspiring money quotes

     The secret to saving money is to think of it as something you can always buy later. - Elisabeth Marrow

     A lot of people spend money they haven't earned, to buy things they don't want, to impress people that they don't like. - Will Rogers

    It takes less time to do a thing right, than it does to explain why you did it wrong. - Henry Wadsworth Longfellow

    Thrift is a wonderful trait, but saving up for nothing is a habit of fools. - Ogden Nash

    You never miss the water 'til the well runs dry. - Proverb

    Time is more valuable than money. You can get more money, but you cannot get more time. - Jim Rohn

    Be not penny-wise. Spend some of your pocket money for a book that will be an inexhaustible source of wisdom and delight. - Henry David Thoreau

    Good things happen to those who hustle. - Oprah Winfrey

    A penny saved is a penny earned. - Benjamin Franklin

    Live within your income; even if you have to borrow to do so. - Will Rogers

    There's no substitute for hard work. - Thomas Edison

    The hardest thing about saving money is saying "no" to spending it. - Author Unknown

    The wealthy get richer when their money works for them, not when they work for their money. - Robert Kiyosaki

    You can't buy happiness, but you can buy books and that's pretty close. - Author Unknown

    Money is like manure. It's no good unless it's spread around encouraging young things to grow. - Clement Attlee

    Nothing is certain but death and taxes. - Benjamin Franklin

     Money can't buy happiness, but it helps. - Author Unknown

    Wealth consists not in having great possessions, but in having few wants. - Epictetus

    A penny saved is a government oversight. - Author Unknown

     Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale. - Zig Ziglar

    His riches are his friends. - William Shakespeare

    The secret to saving money is knowing what things add value to your life and which ones don't. - Oprah Winfrey

    It is easier to resist at the beginning than at the end. - Leonardo da Vinci

    Make saving a habit. - Author Unknown

    The best time to save money is when you have some. - Dave Ramsey

    Money can't buy happiness, but it helps one heck of a lot. - Author Unknown

    Quote about saving money

    Wealth never made a man happy yet, nor will it. The more a man has, the more he wants. - Benjamin Franklin

    Money is like an arm or leg - use it or lose it. - Catherine Pulsifer

    If you are looking to save some money but finding it hard, the mottos and quotes above will help to motivate you to build your fortune.

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    Top 20 Cashback Websites And Rebate Sites

    We all love to make some savings when we are shopping online. Did you know that you can make some great savings shopping on your favorite high street retailers by using cashback websites? Cashback websites or also commonly known as rebates websites, can help you make significant savings on your online shopping as you can earn cashback rewards, get coupons and vouchers for just signing up to these websites.

    cashback websites

    We have listed a the best tried and tested cashback websites for you to sign up to for free. Some of the best websites offer additional ways for you to make money online and add to your savings.

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    Best Money Transfer Apps

    It’s undeniable – the world in 2020 is, for better or worse, an international place. Whether you’re in business or simply want to plant flags beyond your jurisdiction, going global is near-essential.

    best money transfer apps

    To do so, though, transferring your capital internationally is inevitable. Paying vendors/remote employees, buying real estate – these are just a few things you can do abroad.

    However, if you do these things through your bank, you’ll be paying far too much. The big fees they charge upfront is just the start. Unbeknownst to many, financial institutions hide the bulk of their FX profits in their exchange rate.

    Almost every online money transfer provider offers a better deal than the banks. But, these days, there are dozens of services to choose from. Which one should you choose? In this article, we’ll list off ten of the best cash transfer apps out there.

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Anything you do to help you save money?

We love getting feedback from our readers and we are keen to know how you save money. Comment below using the comment box to let us know how you do it.