How To Save Money

Saving money can be extremely difficult, however below are over 100+ ways that you can save money in 2019 and still live a happy life!

Saving little amounts on bills and shopping and other expenses from time to time can help you gain that little bit extra at the end of each year. Whether you are from the USA, Ireland, UK, India, UAE or China, there are numerous ways in which you can save money. Below are a variety of ways that you can save your cash and help you spend it on the thinks you love.

If you manage to save money, make sure you put your money into credit union or bank account.

 

How To Save Money At Home

  1. Cook Dinners at home and eat out less
  2. Turn off cooking appliances such as electric ovens at the plug when they are not being used.
  3. Turn off your TV at the plug then not being usedhow to save money
  4. Turn off radios at the plug if no one is listening
  5. Turn off the immersion when you have enough water
  6. Only boil enough water as you need from your kettle
  7. Turn off heating appliances if you are leaving the house or gone out for the day
  8. Recycle your waste
  9. Have your own compost bin for food waste
  10. Do DIY on things you can fix rather than getting a professional (Only where necessary)
  11. Grow your own fruit and vegetables
  12. Use your washing machine only when you have a full load.
  13. Install low flow showerheads and toilet cisterns
  14. Don’t use an electric shower
  15. Install solar panels or generate energy with a windmill
  16. Use only energy efficient appliances
  17. Insulate your home to reduce heat loss
  18. Insulate your water heater so heat doesn’t escape
  19. Bleed radiators so that they are efficient
  20. Use solar chargers for charging smartphones, tablets and laptops
  21. Cut your own lawns and hedges and do your own gardening

 

 

How To Save On Bills

Bills come in on a regular basis. Some include energy bills, heating bills, taxes, car insurance, home insurance, contents insurance and many more. Here are some ways that you can save money on your phone bills.

 

 

 

How Changing Lifestyle Habits Can Help Improve Your Wealth

There are some habits that we all have that costs us money. Some can be changed while others we can adjust to curb our spending.

  1. Go on a healthy diet that reduces your consumption of food
  2. Save Money by quitting Smoking
  3. Plan your meals to avoid food waste

If you are a student you might want to look at our post on: How to save money as a student

 

 

How To Save Money On Motoring Expenses

Having a car or motorcycle will cost you money on a weekly and monthly basis. Here are some tips to save cash on your motoring expenses.

  1. Walk rather than taking the car or public transport
  2. Cycle rather than taking the car or public transport
  3. Drive a hybrid car
  4. Shop around for motor insurance
  5. Plan your journeys
  6. Carpool to work or social events
  7. Eco drive your car
  8. Price different mechanics and garages for the best price for servicing your vehicle
  9. Wash your car yourself
  10. Fill up with gas when fuel prices are low
  11. Keep tires inflated to optimal level for best efficiency
  12. Use air con only when you need it
  13. Only have your window rolled down when stationary
  14. Only fit a spoiler on your car if you are racing. Spoilers reduce efficiency in day to day use.
  15. Shop around and look online for prices for new tires.

Check out this post on How to get the best fuel economy from your car

 

 

Save Money On Insurance

Insurance can be costly, no matter if it is home insurance, car insurance or life cover, try these tips to reduce your spend:

  1. Shop around and compare insurance quotations
  2. Bundle your insurance policies to help you save money
  3. Switch insurance companies each year to save money
  4. Watch out for join now deals from insurance companies, they can save you cash.
  5. Ensure you get the right cover from your insurance or it may cost you more in the event of an accident

 

 

How To Save Money On Shopping

We all have to do shopping from time to time. Here are some ways that you can easily save your cash when shopping;

  1. Use coupons for items that you buy
  2. Use Mr.Rebates for cashback on shopping and to find coupons
  3. Buy items that are on sale
  4. Buy holiday decorations and gifts after the holiday is over
  5. Use a list when shopping
  6. Buy only what you need for your meals for the week ahead
  7. Check the best before dates of your food products before you purchase to save on food waste.
  8. Shop online for clothes to save a trip to your local clothing store
  9. Become a member of your local library instead of buying books
  10. Rent DVD’s instead of buying them
  11. Hire machinery and tools instead of buying
  12. Shop for items at discount stores
  13. Shop at cheap grocery stores like LIDL and ALDI
  14. Download smartphone apps that offer free coupons
  15. Buy groceries on offer in bulk if they have a long best before date.
  16. Reduce your dependence on buying water. Get a reusable container.
  17. Stock up on non-perishable items when they are on sale
  18. Shop for second hand items such as video games
  19. Download music and games online when there are discounts and sales
  20. Borrow items of friends rather than buying
  21. Buy gifts while on sale and save them for when they are due
  22. Find alternative branded items for sale on eBay
  23. Buy generic brands rather than high street brands
  24. Do not go browsing in shops if you do not need something urgently – This reduces temptation to buy something

For a more in depth advice of saving money shopping for groceries, see our posy on How to save money on groceries.

 

If you want more information on using vouchers and deals websites, see here.

 

 

How To Start Saving Money On Technology

Technology costs money. Here are ways that you can easily save money on your tech.

  1. Use Google Docs and Google Sheets instead of buying Microsoft Word or Microsoft Excel software packages
  2. Swap software with friends rather than buying it
  3. Get internet security license for a number of devices rather than one license
  4. What to do when your Samsung Galaxy Tab 3 will not turn on
  5. Use solar powered chargers to save you money
  6. Buy refurbished electronics at lower price than brand new items.
  7. Find news online rather than buying a newspaper
  8. Get a bundle for phone, mobile, television and internet
  9. Consider using Netflix or Hulu rather than paying a TV subscription

 

 

How To Save Money On Credit Cards

  1. Switch credit cards to those that offer lower interest rates
  2. Get a credit card that has a good rewards program
  3. Use a prepaid credit card
  4. Pay off credit card debt to avoid penalties
  5. Cancel your credit card if you are no longer using, to avoid fees

 

 

10 Best Ways To Save Money On Holidays

  1. Use AirBnB to find cheap accommodation
  2. Stay in holiday apartments rather than hotels
  3. Book flights months in advance of travel for best prices
  4. Use discount travel sites for package holidays
  5. Try last minute package holiday deals
  6. Travel to less expensive locations
  7. Buy foreign currency to your travel location when exchange rates are favorable.
  8. Buy currency rates at banks that have low to no commission rates or fees.
  9. Research where to eat at your travel destination to plan your meals.
  10. Buy holiday wear at the end of season sales

 

 

How To Grow Your Savings

  1. Switch bank accounts to get the best interest rates for your savings
  2. Download a budgeting sheet to keep track of your spend each week/month
  3. Aim to put a certain amount of cash into your savings account each month
  4. Switch mortgage providers or refinance your mortgage to help save on repayments
  5. Consolidate your loans into one.
  6. Do your tax returns each year to see if you are owed a tax rebate
  7. Do your own taxes online rather than paying someone to do it for you

 

Latest articles on how to save money:

    80 Best Saving Money Quotes

    Are you looking to save money but need some motivation? In this post we show you some of the best quotes on saving money and saving money mottos by famous figures throughout history.

    Best saving money quotes

    Whatever reason you want save cash, whether it is to achieve financial freedom, save money for a holiday, a new car, or just new tech, we have quotes by famous individuals that offer real motivation to save some funds.

    To save money all you need to do is motivate yourself from spending, rather these inspiring motivational quotes will help you stay on track with your finances.

    Saving Money Quotes

    Have you ever asked yourself what is a good saving money quotes? Here are some of the best motivational quotes on saving money.

    I know the pain of having nothing. It is not pretty and it never leaves you, even if years later you can laugh again and be glad and think: "How glad I am that this has passed." – Erma Bombeck

    The little secret about money is that we don't know what to do with it unless we keep saving it. - Mary E. Tomer

    Check out the best sunflower quotes

    A penny saved is a penny earned. – Benjamin Franklin

    saving money quote a penny saved is a penny earned

    If I have enough money to eat I'm saving as much as possible. - Tugba Ozcan

    He who wants money, little or much, should sail on the sea of life with a stout heart and a strong hand. - Richard Henry Dana

    Money is not the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale. – Zig Ziglar

    It is well to remember that the entire universe, with one trifling exception, is composed of others. - John Andrew Holmes

    When you are young, work to learn, not to earn. - Anne Cavanaugh

    Money is like manure; if you spread it around it does a lot of good but if you pile it up in one place it stinks like hell! - Will Rogers

    Your money or your life.-- Simple enough. - James P. Nichol

     If you want to be rich, you must save money. – Jim Rohn

    Money is like an arm or leg--use it or lose it. - Roger Babson

    Money quote

    When I was young I used to think that money was the most important thing in life; now that I am old, I know it is. - Oscar Wilde

    Tis more blessed to give than to receive. - Acts xx. 35; John xiii. 35

    Check out the best rebate and cashback websites

    Remember that credit is money. - Benjamin Franklin

    Money often costs too much. - Ralph Waldo Emerson

    Price is what you pay; Value is what you get. - Warren Buffett

    Man does not live by bread alone. - Deuteronomy Ch. 8, Verse 3

    Remember that credit is money. - Benjamin Franklin

    Check out these leadership quotes

    The rich rule over the poor, and the borrower is slave to the lender. - Proverbs 22:7

    I don't like money, actually, but it quiets my nerves. - Joe Louis

    Work like you don't need the money; love like you've never been hurt; dance like nobody's watching. - Satchel Paige

    When one door of happiness closes, another opens; but often we look so long at the closed door that we do not see the one which has been opened for us. - Helen Keller

    Learn how to save money on groceries

    Money is like an arm or leg; use it or lose it. – Roger Babson

    A dollar picked up in the road is more satisfaction to you than a hundred earned by hard work. - Kin Hubbard

    If you can count your money, you don't have a billion dollars. - J. Paul Getty

    People say that money is not the key to happiness, but I always figured if you have enough money, you can have a key made. - Joan Rivers

    Dire poverty brought me here; dire pain was leading me away. - Oscar Wilde

    The rich man is wise enough to give his health to gain wealth. - Martial

    Money may buy everything, but not love. - George Sand

    Inspiring Money Saving quotes

    Money can't buy happiness, but neither can poverty. - Leo Rosten

    Money cant buy happiness but neither will poverty

    If you want your dreams to come true, don't sleep. - Yiddish Proverb

    Money can't buy happiness; it can, however, rent it. - Author Unknown

    Money is only a tool. It will take you wherever you wish if you have enough of it. - Ayn Rand

    What is money but the representation of labor? - Samuel Butler

    We may be down, but we're not out. - Proverb

    The only thing money gives is the freedom of not worrying about money. - Andy Rooney

    Money is better than poverty, if only for financial reasons. - Woody Allen

    Wealth is like seaweed; although its strands are separate at first, they soon become entangled and finally inseparable. - Chinese Proverb

    Women are meant to be loved, not to be understood. - Oscar Wilde

    If you can count your money, you don't have a billion dollars. - J. Paul Getty

    You cannot save money for yourself and spend it on your neighbors too. - Milton Friedman

    The best things in life are free. - Author Unknown

    Best Saving Money Mottos

    Here are some of the best saving money mottos and quotations by popular individuals.

    Money is the root of all evil. - 1 Timothy 6:10

    When thrift begins to cost too much, it's time to get rich. - Arnold Glasgow

    He who has a why to live can bear almost any how. - Friedrich Nietzsche

    Money and success don't change people; they merely amplify what is already there. - Will Smith

    My experience of life is that happiness is directly proportionate to how good you are to other people. - Rodney Dangerfield

    The only thing money gives us is the freedom of not worrying about the things we can buy. - Author Unknown

    The best things in life aren't things. - Author Unknown

    I'm saving up for a very long journey - to the land of no sorrow, the kingdom of everlasting joy. - Bertha Vuyk Passes

    Rich people have small televisions, and poor people have small refrigerators. - Robert Orben

    inspiring money quotes

     The secret to saving money is to think of it as something you can always buy later. - Elisabeth Marrow

     A lot of people spend money they haven't earned, to buy things they don't want, to impress people that they don't like. - Will Rogers

    It takes less time to do a thing right, than it does to explain why you did it wrong. - Henry Wadsworth Longfellow

    Thrift is a wonderful trait, but saving up for nothing is a habit of fools. - Ogden Nash

    You never miss the water 'til the well runs dry. - Proverb

    Time is more valuable than money. You can get more money, but you cannot get more time. - Jim Rohn

    Be not penny-wise. Spend some of your pocket money for a book that will be an inexhaustible source of wisdom and delight. - Henry David Thoreau

    Good things happen to those who hustle. - Oprah Winfrey

    A penny saved is a penny earned. - Benjamin Franklin

    Live within your income; even if you have to borrow to do so. - Will Rogers

    There's no substitute for hard work. - Thomas Edison

    The hardest thing about saving money is saying "no" to spending it. - Author Unknown

    The wealthy get richer when their money works for them, not when they work for their money. - Robert Kiyosaki

    You can't buy happiness, but you can buy books and that's pretty close. - Author Unknown

    Money is like manure. It's no good unless it's spread around encouraging young things to grow. - Clement Attlee

    Nothing is certain but death and taxes. - Benjamin Franklin

     Money can't buy happiness, but it helps. - Author Unknown

    Wealth consists not in having great possessions, but in having few wants. - Epictetus

    A penny saved is a government oversight. - Author Unknown

     Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale. - Zig Ziglar

    His riches are his friends. - William Shakespeare

    The secret to saving money is knowing what things add value to your life and which ones don't. - Oprah Winfrey

    It is easier to resist at the beginning than at the end. - Leonardo da Vinci

    Make saving a habit. - Author Unknown

    The best time to save money is when you have some. - Dave Ramsey

    Money can't buy happiness, but it helps one heck of a lot. - Author Unknown

    Quote about saving money

    Wealth never made a man happy yet, nor will it. The more a man has, the more he wants. - Benjamin Franklin

    Money is like an arm or leg - use it or lose it. - Catherine Pulsifer

    If you are looking to save some money but finding it hard, the mottos and quotes above will help to motivate you to build your fortune.

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    Top 20 Cashback Websites And Rebate Sites

    We all love to make some savings when we are shopping online. Did you know that you can make some great savings shopping on your favorite high street retailers by using cashback websites? Cashback websites or also commonly known as rebates websites, can help you make significant savings on your online shopping as you can earn cashback rewards, get coupons and vouchers for just signing up to these websites.

    cashback websites

    We have listed a the best tried and tested cashback websites for you to sign up to for free. Some of the best websites offer additional ways for you to make money online and add to your savings.

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    Best Money Transfer Apps

    It’s undeniable – the world in 2020 is, for better or worse, an international place. Whether you’re in business or simply want to plant flags beyond your jurisdiction, going global is near-essential.

    best money transfer apps


    To do so, though, transferring your capital internationally is inevitable. Paying vendors/remote employees, buying real estate – these are just a few things you can do abroad.

    However, if you do these things through your bank, you’ll be paying far too much. The big fees they charge upfront is just the start. Unbeknownst to many, financial institutions hide the bulk of their FX profits in their exchange rate.

    Almost every online money transfer provider offers a better deal than the banks. But, these days, there are dozens of services to choose from. Which one should you choose? In this article, we’ll list off ten of the best cash transfer apps out there.

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    16 Best Coupon Apps for Stores And Restaurants

    Are you looking for apps that give you free coupons promo codes and deals for your favorite stores and restaurants.

    There are lots of Android and iOS coupon apps that you can download for free from the Google Play Store and Apple App Store.

    These best coupon apps will provide you with up to date coupons and promo codes for shopping at your favorite stores and restaurants.

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    20 Best Coupon Websites

    Do you like saving money with coupons when you do your shopping? There are lots of coupon websites and we will be showing you the best sites that will save you cash.

    Coupons can be accessible in various ways such as mobile devices, cell phones, Internet, social media, newsletter emails or sometimes directly from the retailer.  

    There are lots of free extreme coupon websites that have also brought an exceptional saving for consumers to purchase products at a lower price. The list of websites that offer free coupons are endless but in this post we will show you the 20 best coupon websites 2019.

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Anything you do to help you save money?

We love getting feedback from our readers and we are keen to know how you save money. Comment below using the comment box to let us know how you do it.